ANALISIS FAKTOR FAKTOR YANG MEMPENGARUHI PEMBIAYAAN MURABAHAH PADA BANK UMUM SYARIAH
Abstract
The purpose of this study is to Analyze the Factors Affecting Financing at
Indonesian Sharia Commercial Banks. This study uses the independent variable
capital adequacy ratio (CAR), operating costs to operating income (BOPO),
inflation, and the exchange rate. In this study using multiple linear regression
methods and the classical assumption test. In this test using the 2019 STATA
computer program.The results of this study are based on simultaneous tests that
CAR, BOPO, exchange rates and inflation simultaneously affect murabaha
financing at Indonesian Islamic banks. Based on a partial test that the results of
this study indicate that CAR has a positive and significant effect on murabaha
financing, inflation has a positive and not significant effect on murabaha
financing, the exchange rate has a negative and significant effect on murabaha
financing, while BOPO has a negative effect and does not have a significant effect
on murabaha financing at Indonesian sharia commercial banks.