ANALISIS PENGARUH KREDIT, PELATIHAN KEWIRAUSAHAAN, DAN PENDIDIKAN PERKOPERASIAN TERHADAP PENDAPATAN RUMAH TANGGA PENYANDANG DISABILITAS (STUDI KASUS PADA KOPERASI SIMPAN PINJAM BANGUN KEMANDIRIAN DIFABEL)
Abstract
This study aims to determine the effect of credit, entrepreneurship training, and
cooperative education on the income of households with disabilities who are members of the
Koperasi Simpan Pinjam Bangun Kemandirian Difabel. The essence of this research is to find
out: 1) how the influence of credit on household income of persons with disabilities, 2) how the
influence of entrepreneurship training on income of households with disabilities, and 3) how
the influence of cooperative education on income of households with disabilities. This study
uses descriptive quantitative methods. The type of data used is primary data obtained through
questionnaires and interviews with persons with disabilities who are members of the Difabel
Cooperative Savings and Loan Cooperative in Ngaglik District, Sleman Regency.
Respondents in this study amounted to 54 respondents. The results showed that the
credit variables, entrepreneurship training, and cooperative education each had a positive and
significant influence on the income of households with disabilities who are members of the
Savings and Loan Cooperative to Build the Independence of Disabled. This is because after
getting credit and entrepreneurship training, people with disabilities can develop existing
businesses. Whereas cooperative education variables have an impact on improving the
performance of cooperative members so that they can increase the remaining results of
cooperative efforts which indirectly will increase the income of households with disabilities.