“PENGARUH KINERJA KEUANGAN DAN GOOD CORPORATE GOVERNANCE DALAM MEMPREDIKSI KONDISI FINANCIAL DISTRESS”
Abstract
This research aims at analyzing the effect of Net Performing Financing Ratio (NPFR),
Financing to Deposit Ratio (FDR), Return to Assets (ROA), Capital Adequacy Ratio
(CAR), commissioner, director and audit committee on Financial Distress of Sharia
Commercial Banks registered to Financial Services Authority. The methodology used in
this research was logistic regression analysis using SPSS Version 16 computer
software program. The sample was 10 Sharia Commercial Banks between the first
quarter of 2012 until the fourth quarter of 2017. The research result shows that the Net
Performing Financing Ratio (NPFR) and Financing to Deposit Ratio (FDR) have
positive and significant effect on the Financial Distress. The Return to Assets (ROA)
has negative and significant effect on the Financial Distress. The Capital Adequacy
Ratio (CAR) does not have negative and significant effect on the Financial Distress.
The Commissioner, director and audit committee do not have negative and significant
effect on the Financial Distress.