ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA TAHUN 2012-2016
Abstract
This study aims to analyze the effect of Capital Adequacy Ratio (CAR),
Non Performing Financing (NPF), and Operational Cost to Operating Income
(BOPO), to Return on Assets (ROA) of Sharia Commercial Banks registered at
Bank Indonesia for 2012-2016 period.
In this research the used anaysis is multiple linear regression analysis
using Eviews8 program aids. After performing multiple linear regression test, the
researcher performs classical assumption test on these data which includes
residual normality test, multicolinearity test, autocorrelation test, and
heterokedastisity test.
Based on the result of multiple linear regression test in time series data, it
shows that partially Capital Adequacy Ratio (CAR), Non Performing Financing
(NPF), and Operational Cost to Operating Income (BOPO) negatively affect on
Return on Assets (ROA) of Sharia Commercial Bank Indonesia. While
simultaneous research results show that Capital Adequacy Ratio (CAR), Non
Performing Financing (NPF), and Operational Cost to Operating Income
(BOPO) together effect on Return on Assets (ROA) of Sharia Commercial Bank in
Indonesia